| FAQs - frequently asked questions
- Q. How much can I borrow?
A. £5,000 to £1,000,000 or more.
- Q. Can the loan be used for any purpose?
A. YES any purpose, there are no restrictions, you can spend the money on what you want. Clear Debt's, a New Car, Holiday or Home Improvements, the choice is yours.
- Q. How easy is it to apply for a loan?
A. It's simple, you can simply click here and complete the details online or give us a call and we will complete the application for you over the phone - 0800 279 6000 it's FREE.
- Q. Do you charge any fees with my application?
A. We do not charge up front any application fees.
- Q. What happens if I change my mind?
A. You can cancel your application at anytime, you're under no obligation.
- Q. Will anybody call out to my house?
A. NO. Not unless you want to see somebody and if you do we can arrange for someone to see you.
- Q. Can I pay the loan back early?
A. Yes you can and if you do you should get a nice discount of interest for paying the loan back early.
- Q. Can I still have a loan if I have CCJ's, Arrears or poor credit?
A. YES you can. Having poor credit, CCJ's or arrears does not stop you getting a loan.
- Q. Is my loan application confidential?
A. YES it's completely confidential.
- Q. If I need to borrow more money in the future can I?
A. YES, we are always delighted to offer further monies.
- Q. How do I make my loan payments?
A. Loans are usually paid via direct debit through your bank or building society
- Q. Do you lend to residents of Northern Ireland?
A. YES please visit our Northern Ireland Loans page for more information.
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| IMPORTANT INFORMATION |
| THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON MORTGAGES, LOANS OR ANY OTHER DEBT SECURED ON IT. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Loans are subject to status and secured loans are available to homeowners only aged 18 or over. Loans may be secured on your home. Calls may be recorded. Rates 7.9% APR to 19.6% APR Variable The overall cost for comparison is 11.9% APR Typical/Variable.
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